Our San Diego Injury Lawyer’s Insight on the Adjuster’s Case Evaluation
This entry was posted on Wednesday, January 27th, 2016
Posted in News & Articles | Posted by: George Heppner - San Diego Personal Injury Attorney
When assessing the value of a personal injury case, our insurance adjusters will review your past and future medical expenses and lost wages. Our personal injury attorney in San Diego understands how to package your materials to present it to adjusters when demanding settlement.
Past Medical Bills
The veracity of your injuries could be questioned from certain activities seen in your medical records. Adjusters may question whether your medical treatment was “reasonable and medically necessary” and/or whether your injuries were pre-existing. These activities include:
- Exorbitant medical bills
- Break in treatment
- Not going to the emergency room immediately after the accident
- Going to a physician or medical facility referred by your attorney
To avoid these suspicions, you should:
- Immediately seek treatment from your own physician.
- Your physician’s referral to a specialist.
- Make all appointments
- No breaks in treatment
- Obey your physician’s recommendations restricting your activities
Future Medical Bills
Some injuries have foreseeable future medical treatments. Your San Diego injury lawyer will communicate with your treating physician’s to obtain their opinion regarding your prognosis and recommended treatment with estimate.
If you missed work due to your injury, you are entitled to be compensated for any lost pay, benefits and opportunities. Document your missed work time, including any sick or vacation time. Your San Diego injury lawyer will obtain:
- Physician’s written report stating you were disabled for a specified period of time
- Physician’s record of your appointments
- Employer’s statement verifying hourly wage or salary, absence from work during the dates mirroring your disability dates and/or appointments, and any records indicating you had to leave work due to pain associated with your injury.
Without these documents, the adjuster will refuse to factor in your wage loss claim.
Lost Future Wages
Future wage loss may include decreased earnings due to permanent or long-term disability, hospitalization or time off from work for future medical treatment, etc. To have your future wage loss factored in, the adjuster will need a written medical opinion documenting your limitations, restrictions, prognosis and future treatment.
Contact a San Diego Injury Lawyer
If you were injured in an accident, seek expert advice from our seasoned San Diego injury lawyer by calling George Charles Heppner – San Diego Personal injury Attorney at (888) 503-6473.